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Budgeting is often highlighted as the best way to gain insight into your finances and plan for the future. When you establish a budget, it is clear where all your money is going each month beyond simple utilities and mortgage/rent payments.

You are already looking forward to the upcoming holiday season, but you are not the only one. The bad guys are already gearing up for the holidays, and criminal activity is all too common during this time of year.

Happiness in retirement is up to the individual. While you might be happy with a retirement spent in a sleepy beach town where the daily routine includes going to the beach to tan and having happy hour at the local beach bar, that might not cut it for the next person.

Every American eagerly awaits the day when they can work a little less and relax a little more. Retirement has been a dream for many Americans born in the post-World War II era. Pensions from government and private jobs, combined with Social Security, made it easy for generations of Americans to eventually retire comfortably.

For most Americans, retirement is a time in life that is spent living on a fixed budget. You have saved for decades, setting aside a nest egg so that you can enjoy retirement without having to work. While many Americans will choose to work during retirement, it is often to help fight boredom more than it is done to pay the bills.

The art of financial planning might not seem too difficult to master. After all, if you want to retire with enough money to enjoy better golden years, seems like all you need to do is save a certain amount of money. However, there are many dangers in completing your own financial planning, not the least of which is the belief that financial planning is only about saving money.

The Millennial generation takes a lot of flak for its attitude and beliefs, both from other generations and among media outlets. Millennials have been labeled as entitled and lacking in drive. These characterizations are up for debate, with individual members of this generation disproving those views on a daily basis through their actions.

As parents, there is no greater satisfaction than helping your children achieve a solid education. Attending college sets them on a path toward a future in which they can provide for themselves and make wise financial choices along the way. However, no college student is going to learn these things on their own. Parenting does not end at morals and manners.

When you consider a future that you will not be a part of, the word "legacy" likely comes to mind. The legacy you leave behind is how many people will remember you, not just in the next generation but for generations to come. Your legacy can impact your family members, friends, co-workers, and even employees if you are a business owner.

How often do you take the time to review your finances and investment portfolios? Did you know that there are recommended timelines for this activity that can help you stay on track financially?