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The open enrollment period for health insurance in the United States is approaching in the fall, and there is no better time throughout the year to reevaluate the status of your health insurance coverage. Your insurance plan not only has a high impact on your monthly budget, but on your health as well.

When planning for your retirement, considering long-term care insurance is something that is worthy of your time and attention. The best approach to long-term care insurance is an early start. It is best to think about your long-term care now, while you are young, rather than waiting to explore your options during a time of need.

We all know that having a plan for the future is a major key to success, and that the sooner we start preparing, the better. This is especially true when it comes to retirement. Now, Indian River Financial Group’s founder, Paul Miller, is offering a premier opportunity for you to do just that, and to do it in the smartest, most effective ways possible.

The stock market can give any faithful follower ulcers and high stress. On any given day the stock market can soar to new heights, crash to new lows, or experience any degree of ups and downs in between. For novice and moderate investors, dealing with the constant ebb and flow of the market can be stressful.

First-time investors are bound to make mistakes when it comes to judging and making decisions regarding the stock market. Without experience, it is all too easy to be swept up in the excitement of investing and make decisions based upon emotion rather than sound reasoning.

The new fiduciary standards recently introduced as a guideline for financial advisors forces them to put the best interests of the client ahead of their own, but it is a standard that is not without controversy.

With any loan or investment process, such as buying a car or opening a 401(k) for retirement, investors are going to hear about interest rates in regards to the money they are spending. An interest rate is best thought of as the cost of borrowing money, or conversely, the compensation one party receives for the service and risk of lending money to another party.

The future need for long-term care is a growing concern. Long-term care will affect nursing facilities, assisted living facilities and in-home care, which is why many people are concerned about the evolution of this issue, an issue that is likely to affect all of us.

Retirement might seem like a distant specter that you do not have to concern yourself with until you are middle-aged, but in reality you should be saving for retirement sooner rather than later.

Perhaps the most important aspect of financial planning and wealth management is trust. Clients who seek financial advice from professionals disclose personal values, life aspirations, and sensitive financial information under the impression that they will work together to achieve and monitor client success in the best ways possible.