If you invest in the markets, the first two months of 2018 showcased the true rollercoaster nature of the Dow, Nasdaq, and S&P 500. After breaking record after record in 2017, the markets entered 2018 on a tear. However, February 2018 brought sharp drops as the markets officially entered correction territory.
The 2008 financial crisis that gripped America and impacted the entire global marketplace may be a decade back in the memory banks, but it is far from the forefront of many minds. As the stock market surges forward from 2017 into 2018, there are those who believe another 2008 financial meltdown (or correction, in the least) is brewing on the horizon.
The start of a new year on the calendar gives you a chance to get several things organized in your life. Some choose to clear out the clutter in their homes, improve their career prospects, or improve their overall health. For many, 2018 can bring a better financial outlook if they take smart steps to develop better habits with their money.
There is only one person that your financial planning process should be focused on: yourself. The plan that guides you toward, and through, retirement should be built for you buy a financial advisor that understands your needs.
The dream of many Americans is to leave behind the day-to-day doldrums of life in America and find a new place to call home during retirement. Maybe it has always been your dream to spend your days relaxing on a beach, or you prefer to immerse yourself in a new culture in the Old World, retiring abroad is a goal that many strive to achieve.
Retirement is the goal for every working individual in America, but a comfortable retirement should also be a part of that goal. Unfortunately, each year there are millions of Americans that make mistakes entering retirement. Some of these are small and easily avoidable, while others require caution and attention to detail to avoid.
Some people assess their financial worth based upon the income they receive. Your worth is more about how you spend your money than how much you make. Yes, you could be making a lot of money right now, but if you are spending a lot of money, then you might not have a high net worth.
The new Trump Administration has been talking, since Inauguration Day, about the repeal and replacement of the current Affordable Care Act, inextricably linked to President Obama and known colloquially as Obamacare.
All investments come with some level of risk. When you entrust your money to the market, you risk losing all of it or accumulating very small gains if your funds are directed toward ultra-conservative risks with low, but guaranteed, growth over time. Assessing how much risk you can afford to take is an important part of investing, but how do you go about doing so?
The average individual usually has a retirement plan. For those who do not have a private investment portfolio of some variation, there are employer-funded plans such as 401(k)s that help provide for their financial future. When it comes to a 401(k), there might be some secrets you are unaware of about those plans.
Smaller Companies have Higher Fees
Paul B. Miller, as a Certified Financial Planner (CFP®) and an Investment Advisor Representative (IAR) started Indian River Financial Group, Inc to act as a financial planner for clients from Boca Raton, Florida, as well as the surrounding communities, and to offer you services such as asset management, wealth management, investment planning and risk management.
© 2025 Paul B. Miller, CFP. All rights reserved.
