Indian River Financial Group

Every decision in life has consequences. The positive consequences, often referred to as the benefits, are those things which you expect to enjoy or benefit from as a result of a decision. Negative consequences are those which have a harmful impact on your life.

With online trading and mobile apps that allow investors to buy, sell, and trade at the drop of a hat, it is difficult to imagine a time when investing looked different than it does today. Believe it or not, the history of investing dates back well beyond the advent of the computer and the Dow Jones Industrial Index. Would you believe that investing dates back as far as the 1600s?

There are few things more nerve inducing to investors and the general public than a recession. Economic slowdowns occur from time to time, but a recession marks a sustained dip in economic performance. A recession is rarely good for your investment portfolio, but it does not have to be a bad thing either.

Unless you are over 100 years old and were around to invest in small brands like General Electric (GE) or tech stocks before they became a massive hit, your investment portfolio probably does not consist of one major player that earns all of your income.

The holiday season is just around the corner, and that means that many of us will overspend yet again. If you are tired of spending spring and summer paying off your holiday credit card bills, you need to set a reasonable budget and stick to it. You can enjoy a wonderful holiday on a budget, but you need to set some ground rules before you log on to your computer or head to the local mall.

After decades of working the average 9-to-5 job and trying to save for the future, most Americans look forward to a relaxing retirement in which they pursue their beloved hobbies and have a modest income.

When you entrust someone with your hard-earned cash, you are giving them the keys to your future. If you simply turn over your wealth to someone without asking them some important questions, you might as well be giving a stranger your money.

Many new retirees find that they are house-rich and cash-poor. Those retirees spent their working years paying off the mortgage, and now that they have stopped working they need a way to turn their investments into a steady stream of cash.

There's no set age at which Americans should start investing. For most people, it's a matter of having the financial stability to cover important obligations such as rent, car payments, and grocery bills, with just enough left over after spending their fun money to set some aside for retirement.

There are a lot of difficult decisions that you have to make as a parent, and none is harder than trying to find the perfect time to have important discussions with your children. For example, it is a delicate line to walk when having the discussion about the "birds and bees" with your children.